ABOUT US

The Stanley E. Caplan Financial Group has close ties to major insurance firms and is your representative on a wide variety of projects and services. We will assist you throughout the entire process-designing, installing and administrating programs for businesses and individuals.

Our relationships with important carriers gives us the strength to negotiate the best values for you. Our goal is to deliver maximum benefits to you at the most competitive prices.

We have the exclusive My Paperless Office system that can help your company integrate HR, Benefits, Time Clock, Consolidated Benefit Billing all online, all the time.

You will receive superior responsiveness and the highest level of service and value from the Stanley E. Caplan Financial Group.

PRODUCTS AND SERVICES

Medical

• Small Group Online Quoting

• Small and large groups-HMO, PPO, POS, EPO, Indemnity

• Individual plans

• Self insured plans

• Online enrollments and full time access

• Carriers: Aetna, Blue Cross, Blue Shield, Cigna, Healthnet, Kaiser and Pacificare

Dental

• Small and large groups-DMO, PPO, Indemnity

• Individual plans

• Self insured plans

• Online enrollments and full time access

• Carriers: Aetna, Ameritus, Blue Cross, Cigna, Delta, Denticare, Fortis, GE Financial, Guardian, Humana, Met Life, Paificare, Principal, Safeguard, and Standard

Disability

• Group long term disability-fully insured and self funded

• Group short term disability

• Individual plans

• Key Person disability

• Business overhead

• Online enrollments and full time access

• Carriers: AIG, Fortis, GE Financial, Guardian, Hartford, Met Life, Principal, Prudential, Reliance Standard, Safeco, Standard, Unum

Life insurance

• Term- group and individual

• Universal- group and individual

• Voluntary life

• AD & D

• Travel accident

• Key person

• Buy/sell

• Split dollar

• Deferred compensation

• Survivorship life

• Estate tax coverage

• Carriers: All major

Vision

• Group

• Voluntary

Retirement

• 401 (k) and profit sharing plans

• Pension plans

• Non-qualified compensation plans

• Supplemental programs

• Annuities

Business Planning

• Key person plans

• Buy/sell agreement funding

• Group carve-outs

• Business continuity planning

• Executive benefit plans

Estate and Financial Planning

• Asset accumulation

• Estate conservation

• Charitable giving

Employee Assistance Programs

Section 125 Programs